Want To Travel Abroad? Prepaid Travel Cards Can Be A Boon For You !

Prepaid currency cards are used for making payments while you are roaming abroad. These are pre-loaded and permit you to access money in the required regional currency. You can also top it up contingent on your requisite. The card permits you to withdraw cash in foreign currency, check your balance and shop. Lots of renowned banks in India offer prepaid forex cards. For those who are arranging to travel abroad have an extensive variety of pre-paid travel foreign currency cards to pick from. The bank offers a catholic array of prepaid cards designed particularly for voyagers touring overseas, be it for business, leisure or academic purposes.

Travel offers an excitement that only a few other things or activities can match. The enthusiasm of discovering new places, cuisines, cultures is simply splendid. People and an overall novel way of life can be an eye-opening experience. You might have a job you love, a social circle swarming with friends but none of this can be a standby for travel. A trip taken somewhere cannot only help you relax but also help you unwind physically, by giving you a break from your boring daily work routine.

Travel, as we all know, can be exhilarating, but it also can be awash with uncertainties. Just like insurance is essential while travelling, a currency card comes in correspondingly handy, if not more. While travelling, handling cash and making payments often become an infuriating problem. That is why numerous banks have introduced pre-paid cards particularly designed to support you while you are travelling. These cards come with a multiplicity of benefits permitting you to make purchases and payments, be it at retail stores or restaurants or somewhere else.

Prepaid foreign currency card has been designed to make your trip abroad absolutely fuss-free. Using this card is very easy. All you have to do is load the card with the preferred foreign currency by paying in INR while you are in India. You can use this card in several ways to make purchases at retail outlets overseas or facilitate e-commerce transactions. 



This card also permits you to withdraw cash, in case you are in need, from any Visa enabled ATM. In addition to the aforesaid, this card carries a multitude of other benefits like SMS alerts sent for every transaction made with the card, online account access to card details, easy reloading of the card while roaming, free replacement card included in the Travel Card Kit, transaction security with ATM PIN, etc.

4 Major Benefits To Enjoy With A Travel Forex Card

As a matter of fact, cash has been out since the influx of plastic money. Carrying a card rather than hard cash for a foreign trip is enormously safer and cheaper as well as guards one against currency fluctuation during currency exchange. Find out why you why you should opt for prepaid forex cards:

You Get Good Exchange Rates Compared To Cash

Maximum of the individuals aren't alert of the fact that converting your money into a prepaid forex card fetches them a better conversion rate than getting foreign currency. You get more value of money by converting into a prepaid card during currency exchange than converting your home currency straight into foreign currency.

Prepaid Forex Cards Are A Safer Choice Than Cash In Hand

It is evident that handling cash in hand, particularly in a massive amount, is a tough task for many of us. Moreover, carrying hard currency to a foreign land makes the tourists susceptible to robberies. Thus, it is better to compare forex cards India and buy a suitable prepaid card that is PIN-enabled and is safer owing to in-built chip. Also, whether you are moving abroad or within the nation, avoid carrying excessive amount with you.


A Prepaid Forex Travel Card Is Replaceable

Once you have lost your cash, there are dicey probabilities of recovering it. Honestly, that is next to impossible. Thus, you are counseled to convert your money to a prepaid travel card. In case you have lost your card, you can get it blocked within some minutes and get a replacement card activated. The balance from your former card is transferred to the new card. International tourists often get their replacement card with the original Forex kit; however, you should keep the substitute card safe at your hotel or hand it over to your fellow tourist.

Carry Multiple Currencies With You

If you are planning to travel to several countries on your global trip, then most probably you will wind up carrying currencies of diverse nations in a single bag thus always perplexing yourself and mixing them repeatedly. However, a prepaid travel card is a smart card that permits you to store numerous currencies and then detects the nation where it is used. You need to panic about shuffling between diverse wallets carrying varied currencies and also you have to be terrified of the safety of your cash. The preloaded local currency will automatically get deducted from your card.

Travelling overseas? Things to know before buying foreign exchange in India!

Exchanging currency is not everybody’s forte, as it is a very niche product. People don’t travel overseas on a regular basis; hence, they don’t exchange currency that often. But ever since the economic reforms have stemmed, which resulted in an upsurge in the income, hence, an upsurge in disposable income, Indians are traveling abroad frequently. And add to this, the economical air tickets and the advent of online travel portals who offer cost-effective deals. 

Astonishingly Indians are amid the highest spenders during their trips. Though all this shows the volume of growth, the most overlooked and precarious part of traveling abroad is exchanging currency, something which folks don’t value much. Let us try to see why having a little bit knowledge of currency exchange will assist you. Here are some things you should know before you do a currency exchange in India:

Currency exchange in advance

Always exchange your currency in advance so as to facilitate utmost convenience. You can get the superlative deals by knowing about the latest Forex rates India.

Do not exchange at airports

Airports are identified to charge anywhere between 5-10% margin when you purchase or sell currency. Only exchange currency at an airport if it is unequivocally essential.

Shop around and compare exchange rates

Currency exchange rates alter and change every 3 seconds. So it is sagacious to check around and see the rates. Purchase it when it reaches a better rate.

Use a forex card

A forex card is a prepaid card you use to make payment when traveling abroad. You can also use it when you are studying abroad or for immigration, employment, business travel purposes, etc. Since they are preloaded with foreign currency, you can access money in local currency overseas. The best forex card is also equipped with an in-built insurance mechanism. This helps travellers to claim a secondary card if the primary one is lost or stolen at prevailing Forex rates India.

Do not use your debit or credit card abroad

Using your debit or credit abroad is very costly. There are 3 charges imposed on you when you do that. It is sensible to refrain from doing that unless you like to throw your money away.

Avoid traveller’s cheques

Travellers’ cheque belongs in the past. And specifically, for this reason, you should sidestep taking your forex card in travellers’ cheques. Not everybody will accept a traveler’s cheque. And the ones who do, they will charge anywhere between 3-5%.

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